Terms & Conditions
*1. Introduction*
These Terms and Conditions ("Terms") govern your use of NY Kingfisher Associates's website and services. By accessing or using our website, online store, or services, you agree to be bound by these Terms.
*2. Services*
We provide business consulting and training services, including online consultations and training programs. Services are delivered virtually, and clients are expected to participate remotely.
*3. Payment Terms*
- Prices are quoted in Singapore dollars (SGD).
- Payment is due upon receipt of invoice or as specified in the quotation.
- We accept payment methods, e.g., credit cards, bank transfers.
- All payments are non-refundable, unless otherwise specified.
*4. Cancellation and Refund Policy*
- Clients may cancel or reschedule services with 30 days' notice. - Refunds will be considered on a case-by-case basis, subject to NY Kingfisher Associates's decision.
- No refunds will be given for services already rendered.
*5. Intellectual Property*
**(a). Copyright Notice
All content on this website, including text, images, and other materials, is the property of NY Kingfisher Associates and is protected by copyright law. All rights are reserved.
**(b).Permitted Use
You are allowed to download or print individual pages or sections of this website for personal, non-commercial use, provided you:
- Do not remove any copyright or proprietary notices
- Do not modify or alter the content in any way
- Do not use the content for any public or commercial purpose
**(c).Restrictions
Any unauthorized reproduction, transmission, modification, or use of this website or its content may result in prosecution for copyright infringement. ***You may not:
- Reproduce or distribute copyrighted materials without prior written permission
- Use the website or its content for public or commercial purposes without prior written permission
- Remove or alter any copyright or proprietary notices
*6. Confidentiality*
- We maintain confidentiality of client information and data.
- Clients are expected to keep confidential all information shared during consultations or training sessions.
*7. Liability and Indemnity*
- NY Kingfisher Associates is not liable for any indirect, consequential, or punitive damages.
- Clients indemnify NY Kingfisher Associates against any claims, losses, or damages arising from their use of our services.
*8. Governing Law*
These Terms are governed by the laws of Singapore. Any disputes or claims arising from these Terms will be resolved in accordance with Singapore law.
*9. Changes to Terms*
We reserve the right to update these Terms. Changes will be effective immediately upon posting.
*10. Contact Us*
If you have any questions or concerns about these Terms, please contact us at partner@nykingfisherassociates.com.
*11. Acceptance*
By using our website and services, you acknowledge that you've read, understood, and agreed to these Terms.